AWS EC2 virtualmin access to new virtual server

I've been searching everywhere for this but just not finding the answer. I see many people use Virtualmin with EC2 but they don't ever say how do you gain access to the new Virtual Server you created.

Virtualmin / Webmin seem to be running fine.

I create Virtual Server Domain name: example.com Description: testing Administration password: superman rest of features are default

Creates fine.

Now I have tried to SSH and FTP to ec2-{something}.compute-1.amazonaws.com (of course replace {something} with your info) also tried the elastic IP assigned

Now I can SSH and FTP using ec2-user and I have access to /home/ec2-user and I can see the directories under /home for the newly created Virtual Server example.com but I don't have access $ cd /home/example -bash: cd: /home/example: Permission denied $ ls -l /home total 8 drwx------ 3 ec2-user ec2-user 4096 Jun 13 07:17 ec2-user drwxr-x--- 11 example example 4096 Jun 13 15:14 example

I went to EC2 and create another SSH key and copied it to my laptop and tried using that, no luck, tried using the same key I use when I connect successfully with ec2-user and no luck using user: example

In looking at $ sudo vi /etc/ssh/sshd_config

PasswordAuthentication no

Anyone know what I'm missing here? I'd really appreciate any help so I can actually get a site uploaded, SQL database imported and hopefully just change DNS to point to the elastic IP and up and running (hopefully)