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Web Hosting and Cloud Computing Control Panels
Don't worry about it, Joe. I found the answer.
> Usermin Configuration] Access Control Options] Root directory for file chooser] *tick* User's home directory
AND
> Usermin Configuration] Usermin Module Configuration] File Manager] *tick* Allow access to home and directories below..
Good sleuthing, A. That ought to be the default, but I guess it wasn't when you install (or maybe even still isn't, I'll have to check).
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Oh, though I should point out that Usermin respects file permissions--even the old settings shouldn't actually be even a minor a security issue unless you have a habit of making files world-readable/world-writable (e.g. the much-maligned habit of some web developers doing "chmod 777" as a first debugging step...never, never, never do that...but I'm sure I don't have to tell anyone here that).
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