Can't Create Databases in Virtualmin if Create database as well as login == No

When I go to as root:

System Settings > Server Templates > Default Settings > MySQL database

and change Create database as well as login to No, it appears that I lose the ability to create new databases. This option controls (as I understand it) only whether a default database should be created upon domain creation. So, I changed it to No.

Then, when I (as end-user) do:

Edit Databases

I see the message "This virtual server does not have any databases yet", but there is no way to create a database since there are no links or buttons on the page to create a database.

Workaround:
http://www.virtualmin.com/forums/help-home-for-newbies/this-virtual-serv...